2025-2026 Monthly Medical Premiums for Retirees

Retiree Benefit Premiums Effective: June 1, 2025 - May 31, 2026

Retirees and Dependents enrolled in mixed Medicare and non-Medicare plans:

Medicare Retirees and dependents enrolled in the County Health Plan (CHP) plan will be enrolled in the Anthem Blue Cross Medicare Advantage PPO plan. Non-Medicare dependents will continue to be enrolled in the County Health Plan (CHP) plans.

Medicare retirees and dependents enrolled in a Kaiser Permanente plan will be enrolled in the Kaiser Senior Advantage plan. Non-Medicare dependents will continue to be enrolled in standard Kaiser Permanente plans.

For information regarding the available plans visit:

Anthem Medicare Preferred (PPO)

County Health Plans (CHP)

Kaiser Permanente

Sutter Health Plan

Western Health Advantage

UnitedHealthcare AARP

Retiree Only

Medical Plan	Non-Medicare Monthly Total Premium	Medicare Monthly Total Premium
County Health Plan EPO	$1,228.48	N/A
County Health Plan PPO	$1,488.42	N/A
Anthem Medicare Preferred PPO	N/A	$333.28
Kaiser Permanente Traditional HMO	$1,219.74	$356.16
Kaiser Permanente Hospital Services DHMO	$937.06	N/A
Kaiser Permanente Deductible First HDHP	$854.56	N/A
Kaiser Permanente Northwest	$1,408.50	$342.50
Kaiser Permanente Hawaii	$1,084.50	$371.87
Sutter Health Plan HMO	$856.20	N/A
Sutter Health Plan Hospital Services DHMO	$734.00	N/A
Sutter Health Plan Deductible First HDHP	$687.10	N/A
Western Health Advantage HMO	$842.10	N/A
Western Health Advantage Hospital Services DHMO	$698.06	N/A
Western Health Advantage Deductible First HDHP	$633.08	N/A

Retiree + 1

Medical Plan	Both Non-Medicare Monthly Total Premium	Both Medicare Monthly Total Premium
County Health Plan EPO	$2,399.78	N/A
County Health Plan PPO	$2,925.78	N/A
Anthem Medicare Preferred PPO	N/A	$666.56
Kaiser Permanente Traditional HMO	$2,439.48	$712.32
Kaiser Permanente Hospital Services DHMO	$1,874.12	N/A
Kaiser Permanente Deductible First HDHP	$1,709.12	N/A
Kaiser Permanente Northwest	$2,817.00	$685.00
Kaiser Permanente Hawaii	$2,169.00	$743.74
Sutter Health Plan HMO	$1,712.40	N/A
Sutter Health Plan Hospital Services DHMO	$1,468.00	N/A
Sutter Health Plan Deductible First HDHP	$1,374.20	N/A
Western Health Advantage HMO	$1,684.22	N/A
Western Health Advantage Hospital Services DHMO	$1,396.20	N/A
Western Health Advantage Deductible First HDHP	$1,266.20	N/A

Retiree + 2 or more

Medical Plan	All Non-Medicare Monthly Total Premium	All Medicare Monthly Total Premium
County Health Plan EPO	$3,347.32	N/A
County Health Plan PPO	$4,088.62	N/A
Anthem Medicare Preferred PPO	N/A	$999.84
Kaiser Permanente Traditional HMO	$3,451.86	$1,068.48
Kaiser Permanente Hospital Services DHMO	$2,651.88	N/A
Kaiser Permanente Deductible First HDHP	$2,418.40	N/A
Kaiser Permanente Northwest	$4,225.50	$1,027.50
Kaiser Permanente Hawaii	$3,253.50	$1,115.61
Sutter Health Plan HMO	$2,423.20	N/A
Sutter Health Plan Hospital Services DHMO	$2,077.30	N/A
Sutter Health Plan Deductible First HDHP	$1,944.50	N/A
Western Health Advantage HMO	$2,383.20	N/A
Western Health Advantage Hospital Services DHMO	$1,975.64	N/A
Western Health Advantage Deductible First HDHP	$1,791.68	N/A

1 Medicare + 1 Non-Medicare

Medical Plan	Monthly Total Premium
County Health Plan EPO/Anthem Medicare Preferred PPO	$1,561.76
County Health Plan PPO/Anthem Medicare Preferred PPO	$1,821.70
Kaiser Permanente Traditional HMO	$1,575.90
Kaiser Permanente Hospital Services DHMO	$1,293.22
Kaiser Permanente Deductible First HDHP	$1,210.72
Kaiser Permanente Northwest	$1,751.00
Kaiser Permanente Hawaii	$1,456.37

The benefit rates in this table list the combined rates for Medicare and non-Medicare recipients.

1 Medicare + 2 or more Non-Medicare

Medical Plan	Monthly Total Premium
County Health Plan EPO/Anthem Medicare Preferred PPO	$2,733.06
County Health Plan PPO/Anthem Medicare Preferred PPO	$3,259.06
Kaiser Permanente Traditional HMO	$2,588.28
Kaiser Permanente Hospital Services DHMO	$2,070.98
Kaiser Permanente Deductible First HDHP	$1,920.00
Kaiser Northwest	$3,159.50
Kaiser Hawaii	$2,540.87

The benefit rates in this table list the combined rates for Medicare and non-Medicare recipients.

Retiree and Spouse both Medicare + 1 non-Medicare

Medical Plan	Monthly Total Premium
County Health Plan EPO/Anthem Medicare Preferred PPO	$1,895.04
County Health Plan PPO/Anthem Medicare Preferred PPO	$2,154.98
Kaiser Permanente Traditional HMO	$1,724.70
Kaiser Permanente Hospital Services DHMO	$1,490.08
Kaiser Permanente Deductible First HDHP	$1,421.60
Kaiser Permanente Northwest	$2,093.50
Kaiser Permanente Hawaii	$1,828.24

The benefit rates in this table list the combined rates for Medicare and non-Medicare recipients.

Retiree and Child both Medicare + Spouse Non-Medicare

Medical Plan	Monthly Total Premium
County Health Plan EPO/Anthem Medicare Preferred PPO	$1,895.04
County Health Plan PPO/Anthem Medicare Preferred PPO	$2,154.98
Kaiser Permanente Traditional HMO	$1,932.06
Kaiser Permanente Hospital Services DHMO	$1,649.38
Kaiser Permanente Deductible First HDHP	$1,566.88
Kaiser Northwest	$2,093.50
Kaiser Hawaii	$1,828.24

The benefit rates in this table list the combined rates for Medicare and non-Medicare recipients.

CareCounsel Health Advocacy

CareCounsel's Health Advocacy program is a special benefit sponsored by the County that can help you understand and effectively navigate your health benefits.

Mid-Year Enrollment Changes

Have a qualifying Mid-Year Event? Life and employment changes may affect your health benefit options. Find out if you have a qualifying event, per the IRC Section 125, that will allow you to make changes to your benefits.

Benefit Forms, Plan Documents and Important Information

Find all the forms you need to enroll, change or cancel your benefits. Looking for plan information? You can find Summary of Benefits and Coverages (SBC's) and Evidence of Coverage (EOC's, detailed plan information) in plan documents.

Sonoma County Employee Retirement Association (SCERA)

Questions regarding retirement and your pension? Visit Sonoma County Employee Retirement Association (SCERA)